युवा बचत खाता Youth Saving

युवा बचत योजना भविष्यका सपनाहरूलाई सुरक्षित गर्ने बुद्धिमानी बचत

 संस्थाले युवा पुस्तामा नियमित बचत गर्ने बानीको विकास गर्दै शिक्षा, सीप विकास, स्वरोजगार तथा उज्ज्वल भविष्य निर्माणमा सहयोग पुर्‍याउने उद्देश्यले "युवा बचत योजना" सञ्चालन गरेको छ।

यो योजना विशेष रूपमा युवा सदस्यहरूलाई लक्षित गरी तयार गरिएको बचत योजना हो, जसले सानो रकमबाट नियमित बचत गर्दै भविष्यका आर्थिक आवश्यकताहरू सहज रूपमा पूरा गर्न सहयोग पुर्‍याउँछ।

योजनाका उद्देश्य

• युवाहरूमा बचत गर्ने संस्कारको विकास गर्नु।
• शिक्षा, सीपमूलक तालिम तथा उच्च अध्ययनका लागि आर्थिक आधार तयार गर्नु।
• स्वरोजगार तथा उद्यमशीलता विकासका लागि पूँजी निर्माणमा सहयोग गर्नु।
• भविष्यका आकस्मिक तथा आवश्यक खर्चका लागि सुरक्षित बचतको व्यवस्था गर्नु।
• आर्थिक अनुशासन र वित्तीय साक्षरताको विकास गर्नु।

योजनाका प्रमुख विशेषताहरू

• न्यूनतम रकमबाट बचत सुरु गर्न सकिने।
• मासिक वा संस्थाले तोकेको अवधिअनुसार नियमित बचत गर्ने सुविधा।
• बचतमा संस्थाको प्रचलित दरअनुसार आकर्षक ब्याज।
• सुरक्षित, पारदर्शी र भरपर्दो बचत सेवा।
• बचत इतिहासका आधारमा संस्थाको नीति अनुसार अन्य वित्तीय सेवामा प्राथमिकता प्राप्त गर्न सकिने।
• बचतको नियमित विवरण उपलब्ध हुने।

कसले सहभागी हुन सक्छ?

• १६ देखि ४० वर्षसम्मका युवा सदस्यहरू (संस्थाको नीति अनुसार)।
• संस्थाको सदस्यता प्राप्त गरेका वा सदस्य बन्न इच्छुक व्यक्तिहरू।

आवश्यक कागजात

• नागरिकता वा परिचय खुल्ने प्रमाणपत्रको प्रतिलिपि।
• पासपोर्ट साइजको फोटो।
• संस्थाले आवश्यक ठानेका अन्य कागजातहरू।

किन रोज्ने युवा बचत योजना?

• नियमित बचत गर्ने बानीको विकास।
• भविष्यका लक्ष्यहरू पूरा गर्न आर्थिक तयारी।
• सुरक्षित तथा विश्वसनीय सहकारी प्रणाली।
• आर्थिक आत्मनिर्भरतातर्फ सशक्त कदम।
• आफ्नै समुदायमा आधारित भरपर्दो वित्तीय सेवा।

आजको बचत, भोलिको सफलता

युवा बचत योजना सँग जोडिनुहोस् र आफ्नो भविष्यलाई आर्थिक रूपमा सुरक्षित, सबल र समृद्ध बनाउने यात्राको आजै सुरुवात गर्नुहोस्।

Youth Savings Plan

A Smart Savings Plan to Secure Your Future

The Youth Savings Plan has been introduced to encourage young people to develop a regular saving habit while supporting their education, skill development, self-employment, and long-term financial security.

This savings plan is specially designed for young members, enabling them to build financial stability through regular savings, even with a small monthly contribution.

Objectives of the Plan

• Encourage a culture of regular saving among young people.
• Build financial resources for education, vocational training, and higher studies.
• Support capital formation for self-employment and entrepreneurship.
• Create a secure financial reserve for future and emergency needs.
• Promote financial discipline and financial literacy.

Key Features

• Start saving with a minimum deposit.
• Flexible monthly or periodic savings as prescribed by the cooperative.
• Attractive interest rates based on the cooperative’s prevailing policy.
• Safe, transparent, and reliable savings services.
• Eligibility for priority access to other financial services, subject to the cooperative’s policies and savings history.
• Regular account statements and savings updates.

Who Can Join?

• Young members aged 16 to 40 years (as per the cooperative’s policy).
• Existing members or individuals who wish to become members of the cooperative.

Required Documents

• Copy of Citizenship Certificate or any valid identification document.
• Recent passport-size photograph.
• Any additional documents required by the cooperative.

Why Choose the Youth Savings Plan?

• Develop a consistent saving habit.
• Prepare financially to achieve future goals.
• Enjoy safe and reliable cooperative-based financial services.
• Take a strong step toward financial independence.
• Benefit from a trusted community-based savings institution.

Save Today, Succeed Tomorrow

Join the Youth Savings Plan today and begin your journey toward a financially secure, stronger, and more prosperous future with Madhya Nepal Savings and Credit Cooperative Ltd.